Our Services

Home
Our Services

There are a number of products on the market and it is important that you find a solution that best suits your needs.

At Glenavon Finance, we pride ourselves on our ability to get your loans settled! There are various types of home loans, all offering different rates and features. Always check the terms of your loan.We have extensive experience in all things lending, including:

First Home Buyer

When you decide you are ready to buy your first home it can be a daunting experience. There is a lot to consider, do I have enough deposit?, will I need to pay mortgage insurance? am I eligible for the First Home Owners Grant? etc etc. We have extensive experience with First Home Buyers and will provide all the advice you need.

Investment Loans

Investment loans can structured in a specific way that allows you to make the most of your assets! An investment plan is one that works towards building your wealth and securing your financial freedom. For some, the future may seem a long way off, but the time to act is now because the future waits for no one. The housing market is generally a seven to ten year cycle: there are always highs, lows and steady patches.

Commercial Loans

Due to expensive upfront costs and the strict lending policies of some lenders, small businesses can find it difficult to finance commercial property investment. There are more flexible options available beyond the major banks. We have access to a number of “set and forget” facilities at competitive rates with low establishments fees.

Standard variable & fixed rate loans

The variable rate loan offers more features and flexibility than the basic or “no frills” loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. The advantage of allowing you to organise your finances and repayments without the risk of rising interest rates is offset by the disadvantage of not benefiting from a drop in rates.

Honeymoon Loans

A loan with lower repayments for the first six to twelve months. After the ‘honeymoon’ the loan becomes a standard variable loan and the repayments increase. Make sure that you can meet the higher repayments for the remainder of the loan. You could also be faced with a fee at the end of the honeymoon period to switch to another loan type.

Bridging Loans

A bridging loan may be necessary to cover the financial gap when buying one property before the existing one is sold. This finance is generally secured against your property as you are utilising the equity in your existing property. Usually, bridging loans are short term and more expensive than other types of loans.

We also specialise in:

  • Equipment Finance & Personal Loans
  • Credit Impaired
  • Self Managed Super Fund (SMSF) Loans

Our role as your mortgage specialist is to provide you with a comparison of various loan options from a panel of lenders, and assist you with choosing the right loan for your circumstances.

Please call us on the details below and we will be happy to discuss your eligibility for a home loan.